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July 22 Would you pay £50 to try on a dress?There are not many customers scarier than a bride-to-be on the prowl for her wedding dress. So I was intrigued to learn that some wedding dress shops are now charging fees ranging from £25 to £50 just to try on gowns. The move is designed to get rid of time-wasters, including some girls who are not even getting married (scary, huh?). The move comes after the use of cameras was banned in "Quite a few shops have started to charge now, and I can see why retailers are doing it," says Deborah Joseph, editor of Brides magazine. "Charging for an appointment forces a bride to think about whether or not she is serious about buying a dress from that particular designer. The first fitting can take an hour, and a woman will probably try on six different styles of dress." "We offer a very specialist service, so we do charge a consultation fee," admits Sally Wright, of bridal couturier Phillipa Lepley. "All of our assistants are trained professionals with years of experience, so they know how to help brides pick a dress that will hide problem areas and enhance their best features. Even people who don't end up buying a dress from us will often recommend the service to their friends," Ms Wright says. You may not be blatantly parted from crisp notes amid the taffeta though - look out for 'appointment fees', 'consultation fees' and 'deposits'. Some retailers may deduct the fee from the cost of the dress if you decide to buy it. Alternatively, petite brides can get as much as 70% at designer sample sales. The high street is offering more choice than ever - head to Monsoon, Coast and Debenhams or one of Oxfam's 10 bridal shops (where most of the gowns are donated from designers and bridal shops and are sold at around 30% of their original price) for lovely off-the-peg gowns. Have your say.. Are you a bride-to-be who would refuse to pay a try-on fee? Perhaps you run a bridalwear shop and are fed up with time-wasters? Are high street dresses the way forward? Leave your comments below....
July 21 Storm in a DD cup
The high street favourite sells around 20million bras a year in the UK, that's 45 every minute. But it has recently padded its costs with a £2 surcharge on bras above DD cup, saying the cost of the extra work and material justifies the higher price. Now a Facebook group - Bras4Justice - has been set up to lobby M&S over its policy. Campaigners say that the pricing is discriminating against the more well-endowed and point out that the other items of clothing, such as T-shirts and trousers, are the same price regardless of size. "If you don't charge a size 20 woman more for a pair of trousers, then why should you pay more for an E cup bra?," says one curvaceous contributor. I can see that more work goes into making a bra than a T-shirt, or even trousers. But what would the alternative be? To spread the extra costs of the big bras across all bras? Michelle Mone who owns the Ultimo lingerie range also charges more (£3) for bigger sizes and has a more detailed explanation for the costs: "From a technical aspect, when you go up from a DD cup to a G cup, it takes three times longer to develop than an A-D cup," she told the Evening Standard. "It costs more for the wires and straps and then there's the shipping. It costs an extra 25p to ship bras above DD. If God has given you that gift, that is the price you have to pay," she says. Is this discrimination or is it perfectly acceptable for retailers to pass on the extra cost? Leave your comments below.... Photo: Marks & Spencer
July 17 Shrinking groceries - your culprits
Since my last blog highlighting the US trend of companies selling us smaller products for the same price - known as short-sizing - the claims of UK shrinkage have been coming in thick and fast from msn users. You see, size does matter. So here's your supermarket sweep of shrinking items.... Thanks for all your feedback. Let's keep the list - and awareness - going. Send me a message or leave a comment below....
Meat, fish, poultry, ready meals...
Alcohol, soft drinks, water....
Non-food...
Biscuits, cakes, sweets, chocolate...
Photo: www.mothercare.com
Are you paying bank charges?If a bill drops onto your doormat then it's pretty obvious what you are paying for and how much it costs. But with bank charges it's nowhere near as clear. Are you paying them? Any idea how much they cost each month? Most of us don't according to the Office of Fair Trading (OFT) which this week said the current account market 'is not working well' for customers. Many do not know how much they pay in bank charges and the complexity and lack of transparency of current accounts made it "extremely difficult" for people to compare their account with others. For something that so quietly creeps into the your list of debits, these charges certainly pack a punch. The OFT says they generated a staggering £8.3 billion for banks in 2006 alone - that's more than the money made from savings and credit cards combined. Incredible. Banks are making £152 a year from every active account, and that 12.6m accounts - 23% of those in use - had incurred at least one insufficient funds charge in 2006. 1.4 million people pay more than £500 a year in bank charges. Are you one of them? The OFT will now talk to the banks to improve clarity for customers. Surely they can list charges in a 'Janet and John' style crib sheet and show a break down in statements for starters? "This confirms what we've always argued - that there is no such thing as free banking," says Phil Jones of Which? "Most people have no idea how much they pay for their current account, and the market is uncompetitive. It's a catch-22 situation - people aren't switching because there's little difference between the big banks' current accounts and, because people aren't switching, banks have little incentive to compete for customers." Surely Angela Knight does not expect us to believe that it costs £8.3billion a year to cover the cost of the banking blips customers make? No one expects to get an overdraft for free but it seems the difference between reasonable costs (and small profit margin) and the enormous sums being made here is HUGE. Have your say - leave a comment below.....
July 14 Do you borrow from your children?
Today it was revealed that pocket money is the latest casualty of the credit crunch as parents cut back. But it is hardly surprising given the sums involved. Children receive an average of £8.01 per week in pocket money, an increase of over 600% since 1987, according to new research from Halifax's 20th Anniversary Pocket Money Survey from last year. This figure is 19p less than 2006 and it will be interesting to see what the next set of figures - due in about a week - reveal, not least because research from Axa show that about a fifth of parents have cut the amount that cash they gave to their children in the last six months. I know it depends on the age of the child and a seven-year-old needs less than a 13-year-old. I like to think that most of them still do chores for their pocket money. By 15 I had a Saturday job to fund my Duran Duran album needs (showing my age, I know). In the current climate I think we can expect to see parents borrowing from children to cover soaring bills. More than a million parents are thought to have already raided their children's savings accounts in January last year to tide them over after an expensive festive season, according to Yorkshire Bank. Perhaps this habit will take off and the Bank of Mum and Dad could soon be the Bank of Junior. Have your say.... how much pocket money do you give your children and do they have to do chores? Have you ever dipped into your child's savings account? Do you still borrow from your parents? Leave a comment below..... Photo: Child of the '80s website
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MSN Money consumer championSarah Modlock
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